Making A Positive Difference

Carmichael Associates has been in business for close to 30 years with the prime objective of making a positive difference for our clients. We offer solutions to group insurance and human resource needs.  We’re built on a solid foundation of excellent client service and in-depth market knowledge, and the general philosophy that education and understanding of your company is vital to successfully make prudent decisions concerning your future.  Our team of professionals put that knowledge, experience and philosophy to work for each and every client, helping them to succeed.

We are independent general brokers which means we deal with all insurance carriers and thus have access to a broad array of products and opportunities.  And, since we are not beholden to any one specific carrier, our clients receive the best possible recommendations and service.

We believe in being at the cutting edge of every service and solution we offer.  Carmichael Associates has linked themselves with top firms in the field. ThinkHR is our associate and provides answers in all segments of compliance, rules and regulations. Carmichael Associates has also tied with several law firms, CPAs and Financial Planners, which are available when needed.

We work to make a positive difference.  We take a “hands on” approach to Human Resource benefits. Not only will you find our team knowledgeable, but you will also discover that our staff truly cares about making your desires a reality. As your Insurance Professionals, we will do everything in our power to keep you focused on your goals, advise you on how to get there, and continually remind you of the importance of maintaining a disciplined approach to realizing your goals.

If you have any questions or wish to schedule an appointment, please send us an email or give us a call at (805) 379-9374.

What Our Clients Say About Us