Carmichael Associates does much more than just selling insurance plans.

In keeping with our commitment to make a positive difference for clients, our experienced HR personnel are here to assist you with your most complex compliance issues and your day-to-day tedious administration duties.

We will assist with and advise on the following to help keep your benefit plan running smoothly, and to help you avoid costly compliance errors.
  • ERISA
  • HIPAA
  • COBRA
  • FMLA
  • FSA, HSA, HRA, POP, Administration (Section 125 Administration)
  • Fair Labor Standards Act