Committed to offering solutions to all of your employee benefits and human resource needs, we provide so much more than just health insurance.

With an experienced team that truly cares about our client’s success, we take a “hands on” approach to all of your HR needs, keeping you focused on your goals and helping to turn your desires into a reality.

  • Unbiased recommendations.  We have established strong relationships with all of the major carriers, thus ensuring you have access to an unbiased and broad array of products and opportunities.
  • Understanding your unique needs.  We get to know your company and its employees, as well as your specific goals.  This step is vital to providing you with the absolute best solutions that fit your needs and circumstances.
  • Helping you make informed decisions.  With the maze of opportunities available in today’s market, our goal is to educate you on all of your options so you have a clear understanding  and can make informed, prudent decisions concerning your future.
  • Implementation.  We provide on-site assistance with enrollment, answering questions and educating employees on how to get the best value out of their benefits.
  • Ongoing Administration.  We’ll handle any problems that arise throughout the plan year, such as claims, provider network, carrier or billing issues.  We help with the processing of employee enrollment & termination requests, and provide ongoing employee communication assistance.
  • Timely Renewals.  We take a proactive approach with renewals and in evaluating your needs to make sure your plan continues to meet your needs, or to provide you with other alternatives that may be more attractive.

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Request A Quote

To request a quote, please fill out the short form below.  For the most accurate quote, we will also need you to complete a CENSUS FORM.  Please click here and DOWNLOAD the  CENSUS FORM.  Once complete, please email to info@carmicassoc.com or fax to (805) 379-1585.

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